Types of Financial Aid

Loan Programs

SC Teacher Loan and SC Career Changers Loan

2024-2025

The 2024-2025 application is now available. State funding is limited so apply early, as funding is usually awarded on a first-come, first-served basis. Completed applications should be submitted to the College of Education, Sport, and Human Sciences, SAS, 144 Withers, 611 Myrtle Drive, Rock Hill, SC 29733.


The South Carolina Teachers Loan Program was established by the State of South Carolina to encourage talented and qualified students to enter the teaching profession. The loan is cancelled by teaching in South Carolina public schools in an area of critical need. Freshmen and sophomores may borrow up to $2500/year; juniors, seniors, and graduate students may borrow up to $7500/year. The Career Changers loan provides up to $15,000/year.

View loan eligibility requirements. For each of these loan programs, students may have their loan canceled at a rate of 20% per year of teaching in critical subject areas or critical geographical locations in South Carolina specified by the SC Student Loan Corporation. Students who teach in both a critical subject area and a critical geographical area may have their loan canceled at a rate of 33 1/3% per year.

Note: The teachers programs require recipients to teach in return for the assistance they received. If you decide not to teach, you will be responsible for repaying the entire amount of the loan plus interest, or any amounts not already cancelled.

Please contact SC Student Loan Corporation for more information.